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About Us
WhichPSP.com is a free online service which helps you scout, contact, sign and use payment systems across the world to help your business.
WhichPSP helps you find any method or system across the world, puts you in contact and can assist with operations and more.
WhichPSP is connected globally to hundreds of PSPs, making the tedious and confusing world of payments that bit easier.
WhichPSP wants to make accepting payments online or in-store easier. We know it can be a confusing space so we know there’s nobody better.
WhichPSP’s goal is to be the one-stop-shop for all things payments; helping both processors and merchants alike.
What are Payments?
A payment is any transfer of funds, whether online or not. Payment Service Providers, or PSPs for short, facilitate this.
All businesses’ revenue comes from payments. If you don’t have the correct local, integrated, cheapest or generally best payment for your business, you’re seriously loosing out.
Payments are all facilitated by PSPs, whether that be for online or physical in-store payments. The PSPs have the appropriate tech, licensing and more to allow this to occur.
Payments come in all shapes and forms. Some types of payment include: cards (both credit and debit), vouchers, cash, bank-transfers (either manual, open-banking or more), crypto and so on.
Managing the payment operationally can also be a headache. Chargebacks, settlements, approvals and so on can really hinder a business if not managed correctly.
What are PSPs?
Payment Service Providers (or PSPs) are payment facilitators which allow a business to accept funds from customers or other businesses; or to pay out funds.
Without PSPs, you couldn’t accept any payment. Card processors help you accept Visa or Mastercard. Wallet PSPs are the payment themselves, for example PayPal.
There are many types of PSPs, from direct acquirers, aggregators, wallets, orchestration or fintech.
Thats were WhichPSP comes in. You can contact certain PSPs online or other means, but sometimes you may be left without an answer or worse, with wasted time. We are essential middle-men to help the communication process.
A typical online business may have 1 to 20 different PSPs (with even more number of methods). Its vital that you manage the flow of your businesses funds effectively.